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XYZ Wallet User Guide

Your complete guide to managing XRP wallets, tracking transactions, generating reports, and staying compliant. Click any section to jump to its documentation.

Getting Started

Intelligence & Compliance

Reports & Exports

XRPL Features

Plans & Pricing

FeatureFreePro $49/moBusiness $299/moEnterprise
Wallets11050Unlimited
Syncs/mo10100500Unlimited
AI Calls/mo52001,000Unlimited
Report Exports/mo250200Unlimited
OFAC Screens/mo20200Unlimited
Anomaly Detection
Risk Scoring
ISO 20022 Export
Tax Lot Tracking
XRPL Advanced

Frequently Asked Questions

Do you need my secret key?

No. We only need your public r-address. Your secret keys stay with you.

How does data sync work?

Click the Sync button to pull the latest data from the XRPL in real time. Syncing is on-demand, not automatic.

Is my data private?

Yes. Each user can only access their own wallets, transactions, and reports.

What happens if I hit a usage limit?

You'll see a message letting you know you've reached your monthly limit. Upgrade your plan for higher limits, or wait until the next billing cycle.

Can I export my tax data?

Yes. The Tax / Cost Basis page supports 1099-DA, Form 8949, and CSV exports for any tax year.

How does the AI learn?

The AI uses z-score analysis (Welford's algorithm) to establish baselines from your transaction history. It improves as it processes more data and as you correct its categorizations.

What are XRPL Advanced features?

Credentials, MPT Tokens, Permissioned DEX, Trust Lines, Escrow, AMM Pools, EVM Sidechain, and Lending. These require the Business plan or higher.

Need more help? Use the ? button inside the dashboard for context-sensitive help.

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