Lending & Borrowing
Supply assets to earn yield or borrow against your collateral
Lending Protocol in Preview
This feature is currently in preview. Lending and borrowing functionality is being developed in partnership with XRPL DeFi protocols. Rates and pools shown are illustrative. No real funds are at risk.
Total Supplied
10,000 XRP
Total Borrowed
5,000 USD
Net APY
+4.2%
Health Factor
2.45
Lending Pools
2 pools available| Pool | Supply APY | Borrow APY | Utilization | Total Supply | Your Position | Action |
|---|---|---|---|---|---|---|
X XRP Supply Pool XRP | 4.2% | 6.8% | 62% | 500,000 XRP | +10,000 supplied | |
U USD Stablecoin Pool USD | 8.5% | 12.3% | 78% | 250,000 USD | -5,000 borrowed |
Manage: XRP Supply Pool
Your Supply
10,000 XRP
Your Borrow
0 XRP
Supply APY
4.2%
Borrow APY
6.8%
This is a demo. No real transactions will be executed.
Health Factor Guide
About XRPL Lending
Lending on the XRP Ledger ecosystem enables you to earn yield on idle assets or access liquidity without selling your holdings. The health factor represents how safe your borrowed position is - if it drops below 1.0, your collateral may be liquidated to repay the debt.